Data Intelligence
Analysis, collection and verification of certified additional information. Automatic extraction and classification of document data.
Data Intelligence
More data for enriched identity verification
Integration of data from databases and certified sources and automatic extraction of information and document data, using OCR, text engines and Artificial Intelligence.
Our Data Intelligence solutions enable enriched identity verification by integrating user data with data collected from official and certified databases or by cross-referencing it with information and data automatically extracted from the documentation submitted when opening a contractual relationship.
Data Hub improves the accuracy of identity checks, enhancing security measures and reducing the risk of fraud. Whether for customer onboarding, transaction verification or access control management, the integrated approach offers a reliable and efficient way to verify identities and protect organisations.
Namirial Doc Processor enables the automatic collection of information by processing user-supplied documentation, including utility bills, pay slips and bank statements, to enrich and simplify the data capture process.
Integrated information for more secure identity verification
Consistency of information and enrichment of the user profile
Our solutions for data intelligence
Obtaining additional data by consulting certified third-party information or automatically extracting information from user-supplied documentation.
Data Hub
Enriches and processes data collected during the user identification phase.
Collecting and analysing information – also from third parties – to ensure secure and accurate identity verification within a comprehensive and reliable solution.
Doc Processor
Cross-referenced information for more accurate verification of the user’s identity.
By analysing multiple documents, it enables the extraction of user information, attributes and details, thanks to an automated and simple process.
All the advantages of our solution
Compliance
The collection and verification of additional information enables compliance with KYC/KYB recognition procedures.
More security and less fraud
Verified data enrichment improves identity checks, enhancing security and reducing the risk of fraud.
Data from certified sources
Namirial Data Hub integrates data provided by the user with third-party data from certified databases.
Automatic extraction
Namirial Doc Processor automatically extracts data and information from invoices, tax declarations, residence certificates and other similar documentation.
Advanced technology
Data extraction is done with the support of artificial intelligence and machine learning techniques.
Rapidity
Collection and analysis of additional information takes place within seconds, providing real-time feedback to the user.
EBA & AML
We follow the guidelines issued by the European Banking Authority (EBA) for remote verification and the European and national directives and regulations on Anti-Money Laundering (AML) that financial, banking, and insurance clients must adhere to for remote digital customer onboarding.
KYC/KYB
Namirial Onboarding allows to manage Know Your Customer (KYC) and Know Your Business (KYB) processes to support financial, banking, and insurance institutions in verifying individuals and businesses identities with whom they engage in commercial relationships.
Antifraud
The solution offers multiple security levels to tackle fraud according to needs and potential risks. As a trusted and regulated service provider, we have extensive experience and a dedicated team of experts constantly analyzing cases based on countries, documents, potential attack vectors, security threats, and process risks.
FAQ
What is the Namirial Data Hub?
Namirial Data Hub is a comprehensive service that integrates various data intelligence tools to prevent identity theft and frauds.
What is the primary goal of Namirial Data Hub?
The primary goal of Namirial Data Hub is to eliminate identity theft and frauds supporting businesses in their digital transformation while providing accurate and certified data.
How does the user verification takes place?
The verification takes place via different scoring patterns aimed to identify the reliability of a user and the submitted info. The scoring is based on several parameters such as: behavioural analysis, device fingerprinting, geolocation, transaction history , social media footprint, email/phone verification/history, credit/financial history, fraud detection algorithms, cross-referencing databases, user reputation (bad press reputation/PEP – Politically Exposed Person), document authenticity, risk scoring models and many more.
How does Namirial Data Hub ensure the accuracy of its fraud detection?
The use of up-to-date databases, and the adoption of advanced algorithms from its integrated services, provides an accurate and real-time fraud detection system, ensuring that potential threats are identified and mitigated promptly, thereby enhancing the security and reliability of the onboarding process.
Who can benefit from using Namirial Data Hub?
Namirial Data Hub, is implemented for banks, financial entities, Insurance companies, utilities providers etc. In brief all those requiring a robust fraud prevention when remotely onboarding customers/users.
What is Namirial Doc Processor?
Namirial Doc Processor is an automated document verification service that uses AI and machine learning to analyze and verify the quality, type, consistency, and authenticity of various documents.
What documents can be processed with Namirial Doc Processor?
Namirial Doc Processor algorithms can analyse a wide variety of documents. It primarily handles proof of identity, bank details, address, and income documents, including identity documents, bank details, payslips, invoices, schedules, tax notices, property tax documents, vehicle registration certificates, certificates, pension slips, and more. Regardless of whether the documents are standardized, Namirial Doc Processor can extract and analyse their content to meet your specific needs.
How quickly does Namirial Doc Processor analyses the submitted documents?
Namirial Doc Processor analyses the documents in just a few seconds, providing real-time evaluation and feedback to users.
How is document analysis secured?
Namirial Doc Processor identifies any attempts at document fraud, including modifications, falsifications, and identity theft. Numerous checks are performed to ensure the authenticity of documents. Additionally, personal data processed through Namirial Doc Processor is kept completely secure in certified data centres.
What is the service availability rate?
The service is operational around the clock. Last year, availability was 99.987%. A business continuity and recovery plan guarantees the solution robustness.
Use cases
Banks and Insurance
Real estate
Public Administration
Telecommunications
Transport and tourism
Software editors
Online gaming
How Namirial Data Hub works
The cross-referencing of data obtained even from third-party databases allows Namirial Data Hub to create a complete user onboarding process with unique attributes and data that help businesses protect and semplify their operations.
Initial Data Collection
The process begins by analysis of data collected from the user, such as their name, date of birth, devices, and contact details.
Data retrival from third-party services
Using the intial information, Namirial ID Hub, retrieves additional data from multiple trusted services. These sources may include governamental databases, finncial institutions, and other verified entities.
Identity verification
The enriched data is thane analysed and cross-referenced to create a comprenhensive user analysis. This step ensures that the identity verification is accurate and secure.
Enriched data creation
A detailed analysis is generated, combining all the collected information. This analysis includes various attributes and identifiers that described the user.
Final verification and analysis
The created analysis, can be used for different purposes such digital remote onboarding, transaction verification, or access control.
How Namirial Doc Processor works
Namirial Doc Processor facilitates the process of gathering information and automatically analyzing the provided documents and subsequent extraction of information. This approach enables accurate and reliable extraction of the information provided via OCR, simplifying the document capture process.
Information and document collection
The process begins with the collection of documents submitted by the user via scans/images. Documents that can be submitted are utility bills, pay stubs, bank balances, and many others.
Data extraction
Documents are processed and data is extracted using OCR and text engine, ensuring a simple and automated process.
Finalization of the process
Data collected and extracted, such as residence and other relevant information are collected and integrated, enriching the user process with additional attributes and automatically.